Fannie Mae and Freddie Mac just eliminated Limited Review, raised the reserve funding minimum to 15%, and now require reserve studies to fund at the highest recommended level. Even Jumbo and portfolio lenders are aligning their mortgage requirements to these standards. Strategic Inspections keeps condominium and cooperative associations warrantable, funded, and audit-ready — with Professional Engineer inspections, our exclusive Lender Property Analysis, year-round Subscription support, and the new Annual Desktop Compliance Review (ADCR).
Every Strategic Inspections engagement is built around one goal: making sure your association clears every lender's desk without a second look.
Ongoing compliance monitoring between studies — annual budgeting support, mid-year funding adjustments, and priority turnaround on lender questionnaires from our in-house Answers Team.
Learn more →Our new Annual Desktop Compliance Review checks your funding plan against current lending standards every year a full study isn't due — no site visit required.
Learn more →Every report starts with an on-site assessment sealed by a licensed Professional Engineer — the standard lenders and underwriters now expect under Full Review.
Learn more →An exclusive report, included in every study, that translates engineering and financial data into the exact format underwriters ask for.
Learn more →At Strategic Inspections, we specialize in providing expert guidance to board members, property managers, and developers to safeguard the financial health and lending compliance of condominium and cooperative communities.
Our team of Professional Engineers assesses structural and mechanical components, determines accurate replacement costs, and delivers precise evaluations — empowering our operations team to build compliant financial plans that satisfy mortgage lending requirements and win owner approval.
Included in Every Strategic Inspections Reserve Study
Inspection date, engineer qualifications, report expiration, and a capital analysis summary underwriters check first.
Special assessment outline, regulatory violation clearance, structural analysis, and building exterior analysis.
Mechanical component analysis, building interior analysis, amenity analysis, and an overall condition summary.
Effective reserve and capital management starts with informed decision-making. Our engineers, financial advisors, and lending specialists offer precise, actionable insight to help you craft the optimal reserve contribution plan — especially as the 15% funding threshold takes effect in January 2027.
"Strategic Inspections caught a funding gap before our lender did. Their Lender Property Analysis and Subscription support turned a two-week underwriting delay into a same-day approval."
Thousands of reserve studies. One consistent standard: lending-ready, every time.
Online access, Lender View, deferred maintenance assessment, complete component inventory, detailed charts and tables, collaborative funding plan, and a 30-year horizon.
Capital analysis, expenditures, cash flow, inflation factor, interest earned on capital, and project optimization — all aligned to the highest recommended funding level.
Cost analysis, existing capital analysis, project and scope analysis, local law alignment, and special assessment evaluation.
Request a proposal and we'll tell you exactly where your association stands against the lending compliance.
.png)