Under Full Review — now the only review path for applications dated August 3, 2026 and later — lenders expect reserve studies backed by qualified, independent assessment. Every Strategic Inspections Reserve Study starts on-site, with a licensed Professional Engineer.
A full physical assessment of every major structural, mechanical, and amenity component — the basis for every funding recommendation we make.
A Professional Engineer's seal carries legal accountability and satisfies the highest bar lenders, insurers, and state regulators apply to condition assessments.
It also aligns your reserve study with structural integrity requirements in states like Florida and New Jersey, so one inspection can support multiple compliance obligations.
The PE site inspection is the source data behind every other Strategic Inspections product.
Inspection findings become the component inventory, condition ratings, and funding plan in your full report.
Learn more →Engineer qualifications and structural analysis feed directly into the report lenders review.
Learn more →Between full inspections, ADCR checks that nothing material has changed since the last PE assessment.
Learn more →Get an on-site assessment sealed by a licensed PE and built to satisfy 2026 Full Review standards.