Reserve Study Pre-Determination
Find out your estimated reserve contribution before you order a reserve study!
One of our most requested products, the reserve study pre-determination, has been utilized by hundreds of developers and community associations to determine the approximate result of a reserve study prior to ordering it. The engineering team at Strategic Inspections has performed thousands of reserve studies on new construction condo developments and based on that extensive experience, we’re comfortable giving you a quick look at the benefit of a reserve study.
By completing a very short questionnaire, our team can provide you an approximate range a reserve study will come at prior to being hired! Once used as a tool only available to our biggest clients, we’ve now made it available for everyone!
Find out if you can reduce a 10% reserve contribution just by answering a few questions!
- No Cost To Client
- Accurate Answers
- An Industry First
Expert Engineers
Licensed
Accredited
Experienced

Local and regional component costs, area knowledge and on-site expertise allow us to create custom reserve studies that meet Fannie Mae, Freddie Mac, FHA and lender requirements while considering the specific financial needs of the community.
Mortgage Lending and Reserve Requirements
The nation’s largest mortgage insurers, Fannie Mae, Freddie Mac, FHA and the VA, require reserve compliance for mortgage lending to be available within condominium developments.
Two options exist:
Option 1: Communities must add a yearly 10% reserve line item to the association/condominium budget or;
Option 2: A reserve study may be performed and the prescribed amount must be added as a line item to the yearly budget. Contact us for a pre-determination to ascertain if a reserve study can reduce the 10% reserve requirement.
Compliant With:
- Fannie Mae Lending Requirements
- Freddie Mac Lending Requirements
- FHA Lending Requirements
- VA Lending Requirements
Association Lending Requirements
Debt Service Planning
Association Lending Compliant
Custom Funding Plan

Are you seeking an association loan? Find out why Strategic Inspections is chosen to provide a reserve study prior to applying for a mortgage. A Strategic Inspections’ reserve study can make approval and servicing debt much easier.
Forensic Engineering
Forensic Engineering
The Strategic Inspections forensic engineering team inspects commercial and residential properties to determine damage from natural disasters, storms and construction defects. Our Professional Engineers can be on the ground inspecting properties at a moments notice. Call us or just click on the Proposal Request button below to get an immediate consultation and schedule an inspection.
Inspecting and Mitigation Reporting
Structural Collapse | Water Infiltration | Mechanical Failures | Storm Damage (hurricane, tornado, hail)
Engineering Disciplines
Cause & Origin | Civil Engineering | Structural Engineering
Damage Evaluation Experience
Roof Inspections | Construction Defects |Soil Failure | Foundation Failures | Construction Vibration| Mold Remediation Protocols Design | Air Quality Analysis |
Property Loss Inspection
Failure Analysis
Disaster Area Expertise
National Coverage
PROPERTY DEVELOPERS
The Strategic Inspections new construction reserve study report has been utilized by thousands of property developers across the country. Reserve Budget Creation. Split Reserve Study for Residential Properties with Commercial and Multifamily Components. Created from Construction Plans. The Most Useful Tool.
LENDER VIEW
Ensuring that structural and mechanical components are routinely inspected, and that adequate capital is set aside for the repair and replacement of those components, is the key to ensuring lender acceptance and approval for underlying and residential mortgage lending in a condominium or cooperative property. The expert team at Strategic inspections created a Lender View feature on our reports that allows a lender to easily find and review the financial and component condition of a property. This key feature of our reserve study reports limits board member liability by providing clear answers to questions that are answered within our report, by our experts, and left out of the hands of board members.
Proposal Request
To request a proposal for a reserve study, click here.
Thank You!